I strongly recommend not only pre-qualifying, but actually obtaining a pre-approval for a loan before starting to look for your perfect home.  This will greatly streamline your home searching process by narrowing down the price range you should focus on and it will make you a winning competitor in multiple offer situations. A pre-qualification letter from a lending institution will need to accompany your offer on the home you want to buy.
 
To pre-qualify, please contact:

Sheila (Shabnam) Azadi
Senior Mortgage Loan Officer
Bank of America Home Loans
430 Silver Spur Rd., Suite 202
Rancho Palos Verdes, CA 90275
310.791.5757 x.233  Office
310.493.5751  Mobile
866.409.4198  Fax
sheila.azadi@bankofamerica.com
sheila.azadi@gmail.com
http://mortgage.bankofamerica.com/sheilaazadi

or

James A. Kay
Senior Mortgage Loan Officer
Bank of America Home Loans
310.370.4633 x.260  Office
323.620.4567  Mobile
866.409.1642  Fax
james.kay@bankofamerica.com
http://mortgage.bankofamerica.com/jameskay